If you’re planning for the next chapter of retirement—or helping a loved one do the same—you’ve likely come across the term Continuing Care Retirement Community (CCRC). But what does that really mean? How does it differ from other senior living options in St. Louis?
At Mari de Villa in Chesterfield, we’ve been proudly serving as a full-service CCRC for decades. Our model offers more than just care—it provides peace of mind, comfort, and a sense of home, no matter how life changes.
Let’s explore what a CCRC is and how choosing one like Mari de Villa can make all the difference for your family.
Defining a Continuing Care Retirement Community (CCRC)
A Continuing Care Retirement Community is a senior living environment that offers multiple levels of care in one location. Residents move into the community while still active and independent, and as their healthcare needs grow, they can transition smoothly into assisted living, skilled nursing, or memory care—without having to move to a new facility.
CCRCs are designed to provide:
- Independent living with access to supportive services
- On-site assisted living for daily support
- Skilled nursing for medical care
- Memory care for dementia or cognitive needs
- A consistent, familiar environment through every life stage
This model offers the flexibility and continuity that many St. Louis families are looking for in a long-term care solution.
Why CCRCs Are Gaining Popularity in St. Louis
As older adults and their families plan for the future, many are prioritizing stability, social connection, and financial predictability. CCRCs—also referred to as Life Plan Communities—deliver on all three.
According to U.S. News & World Report, CCRCs allow residents to age in place while receiving personalized care, which reduces emotional and logistical stress as health needs change.
Benefits of CCRCs include:
- No need to relocate during health changes
- Strong relationships with staff and other residents
- Built-in social and wellness programs
- Cost management through inclusive pricing models
Mari de Villa: A Trusted CCRC in Chesterfield
As a family-owned and operated CCRC, Mari de Villa offers the full spectrum of senior living services on one beautifully maintained campus. From independent living to 24/7 skilled nursing, our residents receive care tailored to their needs—while enjoying a warm, welcoming community.
Here’s what sets us apart:
- Private suites with elegant amenities
- Chef-prepared meals and nutrition support
- Long-tenured staff who treat residents like family
- Daily enrichment programming including wellness, fitness, and social activities
- On-site rehab and therapy services
Explore more about our residential care services here.
How CCRC Contracts Work
Many families ask about pricing and contracts in CCRCs. While structures vary across communities, most CCRCs—including Mari de Villa—offer models that support both flexibility and predictability:
- Type A (Life Care): Higher entrance fee, but consistent monthly costs for care
- Type B (Modified): Lower entry, partial coverage of advanced care
- Type C (Fee-for-Service): Lower up-front cost, care paid as needed
We walk each family through their options to find the plan that fits their budget and care expectations. AARP offers a helpful guide for understanding CCRC contracts.
Is a CCRC Right for Your Family?
A Continuing Care Retirement Community may be a good fit if:
- Your loved one wants to live independently now but plan for the future
- You’re concerned about moving between care facilities as needs evolve
- Your family wants financial clarity and reduced stress long-term
- You value social engagement, wellness programs, and daily enrichment
- You’re looking for a long-term solution close to home in the St. Louis area
Still comparing options? Here’s how we stack up against private duty caregivers.
Experience Full-Service Senior Living at Mari de Villa
Choosing a Continuing Care Retirement Community is a major decision—but it can also be one of the most rewarding. At Mari de Villa, we offer a uniquely personal experience, blending world-class care with the comforts of home.
Whether you’re planning ahead or ready to take the next step, we invite you to visit us and discover how our CCRC model provides lasting peace of mind for families in Chesterfield and the greater St. Louis area.
Contact us today to schedule a private tour and see what full-service living can truly look like.
